Everything You Need to Grow
One Profit Platform, Three Powerful Solutions

Banking (Always Free)

$0

/month

Never lose a dollar to fees again. Holdings Banking is always free, with high-yield APY and maximum protection.

Open Account

Up to $3M FDIC insurance (sleep easy)

Free same-day ACH (move money fast)

Free mobile deposits (snap, deposit, done)

No-fee domestic wire transfers (skip the fees)

No-fee access to 55,000+ Allpoint ATMs worldwide (your cash, wherever you need it)

Unlimited Business Debit Cards (for your whole team)

Earn more as you grow: 2.0% APY

Accounting Software (Seamless & Smart)

New

$20

/month

See your true profit, instantly. Holdings Accounting Software syncs with your banking for effortless clarity—no more spreadsheets, ever.

Direct integration with your Holdings account (one login, everything in sync)

Track bank and credit card expenses (see the big picture, instantly)

Effortless expense categorization (goodbye, spreadsheet headaches)

Snap and save receipts (no more shoeboxes)

Profitability charts & graphs (see how you’re really doing)

Full accounting reports (tax time, simplified)

Bookkeeping (Expert-Driven)

New

Start at

$100

/month

Take your time back. Bookkeeping gives you a dedicated expert who keeps you organized and tax-ready, every month.

Everything from accounting, plus a real human who’s got your back

Personalized setup with your bookkeeper (built for your business, not someone else’s)

Catch up bookkeeping of historical months available for an additional one-time fee

Transactions organized and categorized (no more late nights sorting receipts)

Books closed monthly with detailed profit & loss (know where you stand, every month)

End-of-year tax-ready books (tax season = stress-free)

One Profit Platform, Three Powerful Solutions

Banking (Always Free)

$0

/month

Never lose a dollar to fees again. Holdings Banking is always free, with high-yield APY and maximum protection.

Open Account

Up to $3M FDIC insurance (sleep easy)

Free same-day ACH (move money fast)

Free mobile deposits (snap, deposit, done)

No-fee domestic wire transfers (skip the fees)

No-fee access to 55,000+ Allpoint ATMs worldwide (your cash, wherever you need it)

Unlimited Business Debit Cards (for your whole team)

Earn more as you grow: 2.0% APY

Accounting Software
(Seamless & Smart)

New

$20

/month

See your true profit, instantly. Holdings Accounting Software syncs with your banking for effortless clarity—no more spreadsheets, ever.

Direct integration with your Holdings account (one login, everything in sync)

Track bank and credit card expenses (see the big picture, instantly)

Effortless expense categorization (goodbye spreadsheets)

Snap and save receipts (no more shoeboxes)

Profitability charts & graphs (see how you’re really doing)

Full accounting reports (tax time, simplified)

Bookkeeping (Expert-Driven)

New

Start at

$100

/month

Take your time back. Bookkeeping gives you a dedicated expert who keeps you organized and tax-ready, every month.

Everything from accounting, plus a real human who’s got your back

Personalized setup with your bookkeeper

Personalized setup with your bookkeeper

Transactions organized and categorized

Books closed monthly with detailed profit & loss

End-of-year tax-ready books