The banking platform for nonprofits and the communities that fund them
Zero-fee banking and fund accounting — with Giving Accounts that turn your supporters into monthly donors.
Total Balance
$128,459.32
Recent Activity
Two Products. One Platform.
Banking for your organization — and a new way for your community to support it.
Banking and fund accounting built for how nonprofits actually operate.
- Unlimited sub-accounts for restricted/unrestricted funds
- Grant tracking and board-ready reports
- Zero fees, 1.75% APY
Your supporters bank alongside your mission — and fund it.
- Supporters open an account linked to your nonprofit
- They earn 0.5% APY — Holdings matches 0.5% to you
- Passive, recurring revenue — no asks, no campaigns
This transition will support our mission by streamlining how we manage donor contributions and program impact — helping us better serve cancer patients in need.
Phil Brown, CEO · Needs Beyond Medicine
How it works
Get started with Holdings — four steps to running your finances with ease.
Open your nonprofit account
EIN + basic docs. Approved in minutes, not weeks.
Organize by fund, grant, or program
Unlimited sub-accounts. Every dollar tracked from day one.
Connect your supporters
Giving Accounts for board members, staff, and donors.
Watch every dollar work harder
Auto-categorized transactions. Board-ready reports on demand.
Business Checking
$84,231.50
Operations
$32,150
Marketing
$18,400
Holdings Visa
**** 4821
Active
Recent Transactions
Google Ads
Marketing
-$2,450.00
Client Payment
Revenue
+$8,500.00
Office Supplies
Operations
-$342.99
Want a walkthrough first?
See how much your community could generate
Move the sliders to estimate annual impact from Giving Accounts.
Frequently asked questions
Who is Holdings designed for?
Holdings is built for nonprofit organizations and the communities that support them. Our fund accounting, grant tracking, and Giving Accounts are purpose-built for organizations that manage restricted funds and answer to boards and funders.
How do Giving Accounts work?
Supporters open a personal banking account linked to your nonprofit. They earn 0.5% APY on their balance, and Holdings matches that 0.5% as a direct contribution to your organization. It’s passive, recurring revenue — no donation asks required.
Is Holdings FDIC insured?
Yes. Holdings accounts are FDIC insured up to $3 million through our banking partner network. We’re also SOC 1 Type II certified, meaning your financial data meets enterprise-grade security standards.
What does it cost?
Banking and fund accounting are completely free — zero monthly fees, zero transaction fees. Bookkeeping services start at $100/month for organizations that want hands-off financial management.
How long does it take to open an account?
Most nonprofit accounts are approved within minutes. You’ll need your EIN and basic organizational documents — no branch visits, no fax machines, no waiting weeks for approval.
Bank-Grade Security
Your money. Protected.
We use the same security measures as the world's largest financial institutions to keep your funds and data safe.
SOC 1 Type II Compliant
Independently audited security controls that meet enterprise standards.
Two-Factor Authentication
Secure your account with SMS, authenticator apps, or hardware keys.
Penetration Testing
Regular third-party security assessments to identify vulnerabilities.
Transaction Monitoring
Real-time fraud detection and suspicious activity alerts.
Automated Backups
Your data is backed up continuously with point-in-time recovery.
End-to-End Encryption
256-bit AES encryption for all data at rest and in transit.
We never share your data. Period. See our privacy policy
Bank-grade security since day one.
Ready to make every dollar work harder?
Open a nonprofit account in minutes — or schedule a demo to see Holdings in action.
No credit card required. Set up in minutes.